Car Insurance Discounts to Lower Your Premium

There are many car insurance secrets that no one will tell you about, unless you ask. You could save as much as 25% on your monthly premiums by taking advantage of huge discounts. You can save even more if you are eligible for multiple promotions.

Discounts you might be eligible for

Low mileage drivers are eligible for discounts. Insuring multiple vehicles, having airbags or being accident-free for the last three years are all possible. A discount can be obtained by having an anti-theft device installed.

Below is a list of the best car insurance discounts available, including who qualifies and how much you could save.

1.Passive Restraint Discount

Drivers who own a vehicle with factory-installed airbags, seat belts or other passive restraint systems can get this type of discount.

Although the exact amount of any discount may vary, State Farm claims that having this equipment can save their customers up to 40% on their Medical Payments coverage.

2. New Customer Discount

New customers can help secure lower auto insurance rates, at least for the first time. You can save so much by switching insurance companies every few year.

You might also consider shopping around for quotes from other companies if your policy is due to be renewed and the annual premium has risen significantly. It is also a good idea to get quotes from other companies every year, in case you find a lower rate.

Your new car insurance can help you save up to $700 per year. If you are looking to purchase new car insurance, or renew your existing car insurance. To get a discount on your car insurance, you just need to request insurance quotes.

It is easy and free to apply for insurance quotes. It takes only a few minutes.

Step 1: Enter your zip code below.

Step 2: Complete some basic information to receive quotes and compare policies.

3.Low mileage discounts

You should not pay too much for coverage that you don’t use. You may be eligible for a discount for low mileage.

4. No DUI Insurance Discount

You will not be eligible for car insurance at lower rates if you don’t have any DUIs.

5. Get a Quote as Soon As Possible

Although your discount may vary, getting an auto insurance quote early can help you save money. You can get a discount if you sign your policy no later than seven days before it goes into effect.

6. Anti-Theft Discount

Anti-theft systems can make it much harder for thieves to steal or vandalize your vehicle. As a result, auto insurance companies will offer discounts for such equipment. You can save up to 23% on anti-theft devices

7.Good Driver Discount

An insurance company considers you a “good driver” if you aren’t involved in any accidents for at least five consecutive years. Insurers will appreciate this because you are less likely to be a risk and have a track record of safe driving. This can help you save up to 20% on your auto insurance premiums.

8.Discount for defensive drivers

You can save money on your car insurance if you have completed a defensive driving course. A driver education course can save you up to 8% on the cost of your policy.

9.Multi-Vehicle Discount

If you insure more than one vehicle under one policy, you can get a bulk discount on your auto insurance. The number of vehicles you have insured, the type of coverage you require, and other details will affect your discount.

10. Good Student Discount

A smart student discount or good student discount can help you save money, but the terms and conditions of these discounts may vary from one company to another.

Allstate offers smart student discounts to students under 25 who have a minimum grade of B or better and a GPA of at least 2.7.

Students can still qualify by attending a school located at least 100 miles from their car’s location or completing a teenSMART driver training program.

It is easy and free to compare insurance rates. It takes only a few minutes.

Step 1: Enter your zip code below.

Step 2: Complete some basic information to receive quotes and compare policies.

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